Dufferin Mutual has been a fixture in South Central Ontario since 1895. As a mutual, the company is owned primarily by its clients, and it has evolved over the years to reflect the needs of its immediate geographic area.

Dufferin Mutual Insurance Company

Founded1895
HeadquartersShelburne, Ontario
Employees11-50 (2023)
Insurance ProductsHome, Condo, Tenants, Farm, & Commercial Insurance

Dufferin Mutual Insurance Quotes

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Call us today for an insurance quote from Dufferin Mutual: rnSpeak with a broker today: 1-800-731-2228


Company Overview

When the company first started, farming was the key business, and farm insurance was its first line of products. Since then, Dufferin Mutual has grown to offer a variety of property, auto, and liability insurance products.

Dufferin Mutual offers insurance products to clients who:

  • Need reliable auto, snowmobile, and ATV insurance
  • Require a dynamic portfolio of commercial liability insurance offerings
  • Want comprehensive farm insurance from a company of experts
  • Prefer an established insurance company that still offers a personal touch

Dufferin Mutual has been very careful to choose its insurance lines to match the needs of its clients. The company does not try to overextend its resources to meet needs it is not familiar with, and it takes plenty of time to educate its brokers on the best ways to meet every client’s needs.


Dufferin Mutual’s Strengths

Dufferin Mutual has deliberately developed its insurance products over the course of a century, and takes pride in its status as the local insurance expert for South Central Ontario. The company maintains its status as a reliable member of the local business community, offering its customers:

  • An Understanding Of The Local Market – Dufferin Mutual talks about its deep, local roots with great pride. It is a company that has seen business and personal insurance needs in your local area evolve, and it has spent a great deal of time and effort making sure that its offerings meet the precise needs of local commercial and personal clients.
  • A Commitment To Customer Service – Many local insurance companies mention customer service, but Dufferin must maintain its premier customer service status because of its business structure. As a mutual company, Dufferin is accountable to every policyholder and the company takes its quality responsibilities very seriously.
  • Diverse Product Offering – Dufferin Mutual is a local company with a national attitude. It has a roster of commercial liability offerings that includes income replacement protection, and it also has a line of insurance products to protect the local community church.

Insurance Products

Dufferin Mutual has been selling products under the same four insurance lines for decades, but it is constantly evolving its offerings to meet the needs of its modern customers. Whether you have been in the area for one year or 100 years, Dufferin Mutual knows exactly what kind of coverage you need to be safe and successful in south central Ontario.

Auto Insurance

It is always good to have options with your auto insurance, and Dufferin Mutual gives you options that make sense in today’s world. With Dufferin, you have access to discounts such as:

  • Multi-vehicle
  • Retiree
  • New driver
  • Theft deterrent system installation
  • Seniors
  • Farmer

Dufferin Mutual also has comprehensive lines of snowmobile and ATV insurance, because the company’s customer base uses those vehicles for work and play.

Home Insurance

The variety of homes in south central Ontario means that it takes an experienced insurer to put together the right coverage for each client. Dufferin Mutual takes every aspect of your home into account to bring you a comprehensive package, and the company also offers special packages such as:

  • Condos
  • Seasonal homes and vacation homes
  • Farm owner packages
  • Tenant coverage
  • Mobile homes

Farm Insurance

Dufferin Mutual built its business on insuring farmers and their farms, and the company continues to innovate solutions for the insurance needs of its farming customer base. Some specialized farm coverage options include:

  • Swine protection
  • Sheep coverage
  • Poultry protection
  • Beef coverage
  • Dairy protection

Commercial Insurance

Dufferin Mutual offers full lines of commercial and business insurance that include:

  • Contractor liability coverage
  • Retail store protection
  • Standard commercial liability policies
  • Church insurance
  • Office protection
  • Home-based business protection
  • Apartment building coverage
  • Equipment breakdown coverage
  • Income replacement protection

Dufferin Mutual Insurance Quotes

Get a Quote now

Call us today for an insurance quote from Dufferin Mutual: rnSpeak with a broker today: 1-800-731-2228


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Dufferin Mutual Insurance Company
Head Office:
712 Main Street East, Shelburne, Ontario L9V 2Z4, Canada
Phone Number: 800-265-9115
Website: